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Cred

Provides an AI-branded financial platform for credit products and digital banking services.

AI Fintech
Digital Credit
Total Raised
$1.7B
Last Valuation
$6.0B
Headquarters
Philadelphia, United States

Overview

Cred operates cred.ai, a fintech platform positioned around AI-enabled credit and banking services. Its offering is aimed at consumers seeking digital financial tools, including credit products delivered through an app-based experience. The company is listed with a $900 million undisclosed round tied to a Meta investment reported on June 22, 2026. The available context does not specify product-level AI capabilities or strategic details beyond the round headline.

Funding History

7 rounds · Nov 2018 – Jun 2026
$1.7B
Total Raised
7
Valuation: $6.0B
Cumulative: $1.7B

Meta Taps New WhatsApp Boss as Part of $900 Million Investment

Investors not disclosed
Source
6
Valuation: $6.4B
Cumulative: $837M

CRED raised Series F funding at a reported $6.4 billion valuation to support continued product expansion.

GIC (Lead)
5
Valuation: $4.0B
Cumulative: $697M

CRED raised Series E financing at a valuation of roughly $4.01 billion.

Tiger Global Management and Falcon Edge Capital (Lead)
4
Valuation: $2.2B
Cumulative: $446M

CRED became a unicorn with a Series D round to scale its fintech ecosystem.

Falcon Edge Capital and Coatue (Lead)
3
Valuation: $806M
Cumulative: $231M

CRED raised Series C funding at a reported post-money valuation of about $806 million.

DST Global (Lead)
2
Valuation: $450M
Cumulative: $150M

CRED raised Series B financing to expand its member base and product offerings in India.

Ribbit Capital and Gemini Investments (Lead)
1
Valuation: $75M
Cumulative: $30M

CRED raised its initial institutional Series A round shortly after launch to build its credit-card rewards and payments platform.

Sequoia Capital (Lead)

Frequently Asked Questions

How much has Cred raised in total?
Cred has raised a total of $1.7B across 7 funding rounds.
Who are Cred's investors?
Cred's investors include Sequoia Capital, Undisclosed, Ribbit Capital and Gemini Investments, DST Global, Falcon Edge Capital and Coatue, and 2 others.
What does Cred do?
Cred operates cred.ai, a fintech platform positioned around AI-enabled credit and banking services. Its offering is aimed at consumers seeking digital financial tools, including credit products delivered through an app-based experience. The company is listed with a $900 million undisclosed round tied to a Meta investment reported on June 22, 2026. The available context does not specify product-level AI capabilities or strategic details beyond the round headline.
Where is Cred headquartered?
Cred is headquartered in Philadelphia, United States.